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ttb perfect care
ttb perfect care
Relieve your worries about medical cost and feel more secured with guaranteed returns. Product highlights
Comprehensive coverage
Cover medical expenses for inpatient treatment and accidents.
Increase wealth
Get cash return up to THB 326,000 throughout the policy period.
Peace of mind with life protection
Coverage starts at 100% of the basic sum assured and up to 150% of the basic sum assured from policy year 11 until maturity.
Tax deduction
Health insurance is eligible for tax deduction up to THB 25,000 per year and, when combined with life insurance premium, altogether shall not exceed THB 100,000 per year according to the revenue department’s regulations.
Coverage and benefits
A business owner, male, age 31, chose ttb perfect care Life and Health Insurance Plan 5 with basic sum assured of THB 100,000 and first-year premium payment of THB 26,452.
Example of benefits
Benefit details
- Insurance details
- Illustration of Benefits
- Cash return from policy
- Living benefits
- Death benefits
Issue Age 1-60 years Coverage Period 20 years Premium Payment Period 20 years Basic sum assured1 THB 100,000 Rider sum assured2 THB 150,000 Premium Depend on the gender, age and occupation class. Mode of Premium Payment Annually 1Basic plan: 20-year multiple savings (non-par)
2Rider : pure endowment
Cash return during the policy period Cash return upon policy maturity as at the end of policy year 20
*Private nursing service fees for post-hospitalization treatment (Max of 30 days). (This fee is under the same benefit amount as hospital medical expenses for treatment, blood transfusion services and blood components, nursing services).Receive coverage benefit according to selected plan.
Coverage Plan Plan 1 Plan 2 Plan 3 Plan 4 Plan 5 Hospitalization Benefits • Hospital Room & Board, Hospital Services (Inpatient) maximum up to 90 days THB 1,400 THB 2,000 THB 3,000 THB 5,500 THB 7,000 - In case of ICU (Intensive Care Unit) admissions: The insured will receive double benefits for Hospital Room & Board, Hospital Services (Inpatient) • Hospital Medical Expenses for Diagnosis or Treatment, Blood Transfusion Services & Blood Components, Nursing Services, Drugs & Parenteral Nutrition and Medical Supplies THB 15,000 THB 20,000 THB 25,000 THB 55,000 THB 70,000 - Hospital Medical Expenses for Diagnosis - Hospital Medical Expenses for Treatment, Blood Transfusion Services and Blood Components, Nursing Services* - Drugs, Parenteral Nutrition and Medical Supplies - Take-Home Prescription Drugs and Consumable Medical Supplies (Medical Supplies 1) • Hospital Medical Expenses for Pre and Post-Hospitalization Diagnostic Tests, or Post-Hospitalization Treatment - Hospital Medical Expenses for Diagnostic Tests (within 30 days before and after hospitalization) - Each Post-Hospitalization Expenses Incurred for the Follow-Up Treatment within 30 days after discharge from the hospital (excluding Hospital Medical Expense for Diagnostic Tests) • Each Post-Hospital Rehabilitation Expenses • Outpatient Kidney Dialysis Treatment • Medical Expenses of Radiation Therapy, Interventional Radiology, Nuclear Medicine for Tumor or Cancer Treatment • Medical Expenses of Chemotherapy for Cancer Treatment • Physician Evaluation & Management Fee Services (maximum up to 90 days) THB 700 THB 1,000 THB 1,000 THB 1,500 THB 2,000 • Emergency Accidental Outpatient (within 48 hours after each accident) THB 5,000 THB 5,000 THB 7,500 THB 10,000 THB 12,000 • Surgical and Medical Procedures THB 50,000 THB 65,000 THB 100,000 THB 120,000 THB 140,000 - Operating Theatre and Procedure Room Fees - Drugs & Parenteral Nutrition, Medical Supplies and Surgical Equipment - Physician Evaluation for Surgical and Procedure Services, Surgeon Fees (and Surgical Assistant Fees) - Physician Anesthesiology Services - Organ Transplantation Services • A major surgery that does not require inpatient admission (Day Surgery) • Minor Surgery Fees • Emergency Ambulance Service Fees THB 700 THB 1,000 THB 1,500 THB 2,000 THB 2,500
Receive surrender value of rider
Death Benefits (Basic plan) Death Benefits (Rider) Receive surrender value of the rider policy
Terms and conditions
Required Application Documents
Note
Underwritten by
TMBThanachart Bank Public Company Limited, in its capacity as the insurance broker, will facilitate the insurance transaction and premium payments only, while Prudential Life Assurance (Thailand) Public Company Limited will be responsible for providing the coverage and benefits as stated in the insurance contract.
Frequently asked questions
If I already have Perfect Saver 20/20 Package, can I buy perfect care instead?
answer : No. The assured has to buy a new policy only.
Can the assured retain cash return with the company in order to get interest?
answer : No. The assured cannot do so as there is no such condition in this insurance plan.
Can the assured buy perfect care only on the part of the basic policy, i.e., 20-year Multiple Savings (Non-PAR)?
answer : No, ttb perfect care is a life insurance package designed for customers who want to save money together with medical expense cover.
Can the assured buy perfect care with the sum assured higher than 100,000 Baht?
answer : No. The sum assured is limited at 100,000 Baht according to the underwriting criteria.
If I already have the company’s health rider (HS), can I buy perfect care in addition?
answer : Yes, you can. However, the combined room & board benefit from every policy must not exceed 15,000 Baht per 1 assured person.
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